Most long-term disability claims are for common, chronic health conditions. Only 13% are for a serious, one-time accident or injury. One out of four are for back, joint, and muscle pain Average monthly Social Security benefit for disabled workers (2025) Sources: Social Security Administration, 2024–2025; Council for DIsability Awareness, 2024 (2022 data, most current available) $1,581 A 20-year-old today has a nearly one-in-four chance of being disabled for at least one year before reaching age 67.
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